Penny & Loom
Living Room · Roundup

10 Best Budget Throw Pillows (Under $25 Each)

The best budget throw pillows, ranked, with the covers that read like linen instead of shiny polyester and the one insert trick that makes them look expensive.

By Penny · Roundup · 10 picks · Updated July 2026

Some links here are affiliate links. If you buy through them, I may earn a small commission at no extra cost to you, and I only point to things I'd actually consider for my own home.

Budget throw pillows are the fastest way to change a room, and the easiest place to accidentally make it look cheap. The covers that photograph like linen and the ones that look like a shiny gas-station cushion often cost the same ten dollars, the difference is all in the fabric and the fill. So I compared dozens, read the reviews for the ones that pill or arrive flat, and ranked the covers actually worth buying.

How I picked

I don't test pillows in a studio, I compare. I read the real customer photos and the one and two-star reviews, check what the covers look like after a wash, and cut anything that pills, fades, or shows a cheap seam. A couple of popular sets got dropped because buyers kept getting covers that arrived a different color than the listing.

Under $25 eachReads like linen or cotton, not shiny polyesterHolds its shape after a washHidden zipper, not a gaping envelopeIn stock and ships free

At a glance

#PickPriceBest for
1Washed Linen Pillow Coversabout $14Best all-rounder
2Velvet Pillow Coversabout $16Cooler months
3Boho Tufted Pillow Coversabout $18Adding texture
4Terracotta Lumbar Pillowabout $22A color anchor
5Down-Alternative Pillow Insertsabout $30The upgrade that matters
6Chunky Knit Pillow Coverabout $20Coziest look
7Striped Cotton Pillow Coversabout $15Mixing patterns
8Corduroy Pillow Coversabout $16Warm texture
9Faux Mohair Pillow Coverabout $18Softest
10Embroidered Accent Pillow Coversabout $17A handmade detail
1Top pick · Best all-rounder
washed linen pillow covers in terracotta and cream on a sofa

Washed Linen Pillow Covers

about $14

This is the pair I hand almost everyone. Washed linen, or a linen-cotton blend, has a slubby matte texture that reads expensive from across the room, and it comes in every clay and cream tone a warm palette wants. They sell as covers only, so budget for inserts too, that's the one catch to know going in. But for a cover that makes a twelve-dollar pillow look like it came from a boutique, nothing else here works this hard.

2Coziest for cooler months
rust velvet pillow covers catching the light on a neutral sofa

Velvet Pillow Covers

about $16

When the weather turns, velvet is the move. It catches the light, adds instant depth, and a rust or burnt-orange velvet cover looks far richer than it costs. Cheap velvet has a plasticky sheen though, so trust the customer photos over the listing render and lean toward the matte, cotton-velvet ones. A couple of these next to a linen pair is basically the whole expensive-looking-sofa trick.

3Best texture
tufted and fringed pillow covers in cream and clay

Boho Tufted Pillow Covers

about $18

Texture is what separates a styled sofa from a flat one, and tufted or woven covers bring it cheaply. The raised dots and bits of fringe throw little shadows that make the whole arrangement look considered rather than bought. The honest note here is that the tufting can flatten in the wash, so wash cold and skip the dryer. Worth it for the handmade, gathered feeling they add for under twenty.

4Best statement piece
terracotta lumbar pillow centered on a cream sofa

Terracotta Lumbar Pillow

about $22

Every sofa needs one long lumbar pillow to break up the square ones, and a terracotta one earns its place as the color anchor. The 12-by-20 shape reads modern and stops the pile from looking like a row of matching cushions. The trade is commitment, it's a bought color rather than a neutral, so if you redecorate often you'll rotate it out sooner. For pulling a warm palette together in a single piece, it punches above the price.

5The upgrade that actually matters
plump white down-alternative pillow inserts stacked

Down-Alternative Pillow Inserts

about $30

Here's the secret the pretty covers won't tell you: the insert is what makes a pillow look expensive, not the cover. A limp polyester insert leaves even a great cover looking sad and half-empty. Buy plump down-alternative inserts one size up from your cover, a 20-inch insert in an 18-inch cover, and they fill the corners and stand up instead of slumping. Around thirty dollars for a set of four is the best money you'll spend on this whole page.

6Coziest look
chunky cable knit pillow cover in oatmeal on a couch

Chunky Knit Pillow Cover

about $20

For the deep-of-winter, sink-into-the-couch feeling, a chunky knit cover does it instantly. The fat cable texture reads warm and handmade, like something off a very expensive throw blanket. Knits snag and can shed a little at first, so keep them clear of cat claws and give the first wash a gentle cycle. One in the mix keeps a warm palette from going flat and smooth all over.

7Best for mixing patterns
earthy woven striped pillow covers in clay and cream

Striped Cotton Pillow Covers

about $15

A pile of solids gets boring fast, and a simple stripe is the easiest pattern to mix in without clashing. Earthy woven stripes in clay, cream and a little black tie a terracotta scheme together and give the eye somewhere to travel. Thin cotton ones wrinkle and go limp, so feel around the reviews for a heavier woven weave. Cheap, low-risk, and the quickest way to make a matched set look collected instead of shrink-wrapped.

8Best warm texture
fine-wale corduroy pillow covers in camel and rust

Corduroy Pillow Covers

about $16

Corduroy quietly became one of the best budget pillow fabrics, and I'm here for it. The wale gives you velvet's warmth and light-catch without the shine or the price, and it wears like iron through daily use. Wide-wale versions can veer a bit 1970s, so a fine or medium wale keeps it looking current. In a warm rust or camel, it's a sleeper hit sitting next to linen.

9Softest
fluffy long-pile faux mohair pillow cover in cream

Faux Mohair Pillow Cover

about $18

If you want the pillow everyone reaches for, make it the plush one. Faux mohair and fluffy long-pile covers are the ones guests end up hugging, and they add a soft, luxe layer to a room full of flat weaves. They do shed a bit the first couple of weeks, so shake them out and vacuum around them early on. After that they settle into the most touchable thing on the couch.

10Best handmade detail
tonal embroidered pillow cover, clay thread on cream ground

Embroidered Accent Pillow Covers

about $17

For a little craft without going full boho, an embroidered cover adds a handmade detail that photographs beautifully. A simple tonal pattern, clay thread on a cream ground, looks custom for very little money. The trap is busyness: loud, multicolor embroidery dates fast, so keep the pattern quiet and let the texture do the talking. One or two of these, not a whole sofa's worth.

What to look for in budget throw pillows

The throw pillows that look expensive and the ones that look cheap usually cost within a few dollars of each other. The difference is a handful of details you can spot before you buy. Fabric is the first: a matte linen, cotton, velvet or corduroy reads rich, while a shiny, slick polyester screams budget in every photo.

Then look at the fill and the finish. A plump, full insert is what makes a pillow stand up and look boutique, and a hidden zipper (not a flappy envelope back) is the small tell that separates a considered cover from a cheap one. Buy covers and inserts separately and you'll pay less, swap looks by season, and end up with a better-looking result than a sealed all-in-one pillow.

  • Matte natural-look fabric. Linen, cotton, velvet or corduroy over slick polyester, every time.
  • A full insert, sized up. A 20-inch insert in an 18-inch cover fills the corners; a flat poly insert ruins a great cover.
  • A hidden zipper closure. It looks tailored and keeps the insert from peeking out the back.
  • A size that fits the job. 20-inch for a big sofa, 18-inch as the workhorse, a 12-by-20 lumbar to break up the squares.

How much to spend on affordable throw pillows

About $12 to $18 per cover buys you a genuinely good-looking throw pillow in this category, linen, velvet, corduroy, tufted, stripe. That's where most people should land, and where the whole palette can come together for well under a hundred dollars. Spend up toward $22 to $30 only for a specific job: a statement lumbar to anchor the color, or a set of quality inserts, which is honestly the upgrade that makes the cheap covers look expensive. The money goes into fabric and fill, not a logo.

FAQ

Are budget throw pillows actually worth it?

Yes, and they're one of the best-value buys in a room. A good cover on a plump insert is nearly impossible to tell from a designer pillow in photos or in person. The trick is spending on the fabric and the fill rather than a brand, which is exactly what the budget picks here let you do.

How many throw pillows should I put on a sofa?

For a standard three-seat sofa, three to five reads styled without tipping into cluttered. Odd numbers look more relaxed than even, and mixing sizes (a couple of 20-inch squares, an 18, and one long lumbar) looks collected instead of like a matched set straight from the box.

What size throw pillow looks best?

Go bigger than feels natural. A 20-inch insert makes a full, generous pillow on most sofas, 18-inch is the safe workhorse for smaller seating, and a 12-by-20 lumbar breaks up a row of squares. The most common budget mistake is a too-small, under-filled pillow that looks lost on the couch.

Should I buy pillow covers or whole pillows?

Covers plus separate inserts, in almost every case. Covers are cheaper to buy and to ship, they let you swap the whole look for a season for a few dollars, and pairing a nice cover with a plump insert looks better than most sealed pillows at the same price. Whole pillows only win when you want zero fuss.

The verdict

If you want one pillow that works anywhere and looks expensive doing it, get the Washed Linen Pillow Covers at about $14. Then do the thing nobody mentions and put them on real Down-Alternative Pillow Inserts, that's what sells the look. Want cozy for the cooler months? The Velvet Pillow Covers add instant depth. And to anchor a warm palette in one piece, the Terracotta Lumbar Pillow does more than its price. Affordable, never cheap-looking.

Washed Linen Pillow CoversGrab it on Amazon
Down-Alternative Pillow InsertsGrab it on Amazon
Velvet Pillow CoversGrab it on Amazon
Terracotta Lumbar PillowGrab it on Amazon

Keep exploring

Top pick · Washed Linen Pillow Covers
about $14 · Best all-rounder
See the price